April 2016 Newsletter
We’re all familiar with April showers – well, this month’s newsletter has a positive deluge of great articles for you!
The Budget certainly hit the headlines, with a significant amount of political fall-out. Welcome initiatives included the cutting of Capital Gains Tax, the increasing of the ISA limit and the tax-free personal allowance, with a surprise announcement of the new Lifetime ISA for any adult under 40. The Leave and Remain debate over the EU referendum continues to gain momentum and we will keep you informed of any economic implications.
Do get in touch if you’d like more information on any of the topics covered. Meanwhile, we hope you’re enjoying all that April has to offer, especially with the longer, lighter evenings.
In this months issue:
Wealth? Fame? Working hard? New research reveals what really makes us happy
It’s been 75 years in the making and the topic for countless philosophers to muse over, but a US study seems to have finally uncovered the secret to happiness and health. Speaking during a TED Talk, Harvard professor Robert Waldinger revealed that, though wealth and fame continue to be commonly cited desires amongst millennials the research he presides over has found only one consistent factor: positive relationships.
The EU Referendum – Investment Considerations
In the run-up to the upcoming EU referendum, Close Brothers Asset Management has shared their thoughts on the possible economic and financial market consequences of Brexit. This document is merely designed to be a discussion piece regarding some of the near-term risks of the forthcoming EU referendum whilst highlighting some of the key investment considerations. It is not intended to express or take a view on the political aspects of the referendum itself.
Tax cuts now, payback later – what will the Budget of 2019 look like?
The Chancellor will need to reduce borrowing by £32bn in 2019-20 – the biggest ever annual cash consolidation – in order to meet his Budget surplus target by the end of parliament, according to a new post-Budget briefing report published by the Resolution Foundation. The Foundation’s post-Budget report shows how the Chancellor has chosen to respond to the £55bn fiscal black hole identified by the Office for.
KDW Awarded ‘Shopper’s Choice’ by Mystery Shopper
We are delighted to share with you that in a recent ‘Mystery Shopper’ for The Financial Adviser, Mark Mason was awarded the shopper’s choice, scoring an impressive 34 out of 35! The Mystery shopper approached five advisers in the North London area for mortgage advice on behalf of their mother. Their mother was looking to decrease her monthly mortgage payments as a result of a drop in income.
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