Independent Mortgage Advice

Looking to take your first steps onto the property ladder? Our mortgage advisers can help you get the keys to your first home.

The KDW Mortgages team can help you to:

• Help you to work out how much you can afford to borrow
• If you are struggling with saving a deposit we can discuss the available options, such as help to buy
• Help you set a budget; taking into consideration how much your mortgage will cost you on a monthly basis and your other financial commitments
• Recommend and source a mortgage which best fits your needs and circumstances
• Provide you with a decision in principle within 24 hours
• Advise on valuations, surveys and conveyancing
• Discuss and advise on the suitable home protection options available

Whether you are moving areas, upsizing, downsizing or simply looking for a better deal on your mortgage let KDW Mortgages find the best deal for you.

KDW Mortgages can help you to:

• Switch to a different lender to get a mortgage which is better suited to your needs
• Arrange conveyancing and insurance
• Explain the costs involved with the remortgage
• Decision in principle for your new mortgage within 24 hours
• Advise on home protection options and any policies that may need to be updated to reflect your new property
• Discuss relevant protection options for your holiday home

Let us help you secure a buy-to-let mortgage.

Purchasing a buy to let property can be a great investment and can provide you with an additional source of income. Changes to taxation on buy-to-let properties and the criteria for funding the process has made the application process quite complex. Whether this is your first investment property or another addition to your property portfolio our mortgage advisers will be able to guide you through the entire process from initial enquiry to completion.

KDW Mortgages will help you to:

• Work out how much you can afford to borrow
• Explain the costs involved, such as the additional stamp duty surcharge
• Source a mortgage from the whole of market
• Decision in principle within 24 hours
• Discuss the available protection options for your investment property
• Go through and explain the tax implications

Looking to purchase new business premises or release equity from your existing property?

A commercial mortgage is used to secure a mortgage for a property that is not the individual’s residential home. It can also be used to redevelop or release equity from an existing commercial property. At KDW we have a team who specialise in all areas of commercial finance, including commercial mortgages. They are experts in the market and are able to quickly source a suitable mortgage.

KDW Mortgages will help you to:

• Assess if a commercial mortgage is the most appropriate option to meet your goal. If it is not we will advise you on other suitable lending options.
• Source products which aren’t always directly available on the high street.
• Find the most competitive commercial mortgage.
• Calculate how much you can afford to borrow.
• Obtain a decision in principle within 24 hours.